Classic Car Insurance in New Mexico

While owning a car is a necessity for a lot of people, other types of vehicles can be considered great investments and collector's items. If you have a classic car that you love and adore, it is vital that you get the right type of insurance coverage for it. For those that are in the San Juan County area, and need insurance, getting a classic car insurance policy could provide a variety of benefits to the car owner.

Level of Coverage

The main benefit of getting classic car insurance in New Mexico is that it will provide you with a guaranteed value. When you get a standard auto insurance policy, you will receive actual cash value coverage, which can decline over time. This is not ideal for classic car owners that may see the car value increase over time. With classic car coverage, you will receive a guaranteed coverage amount at the beginning of your policy term. This can be a negotiated coverage amount to ensure you get the right coverage that you are comfortable with obtaining.

Liability Coverage

Classic car owners in New Mexico also need to consider their liability needs. Whenever you are on the road, you need to make sure that you have liability insurance that will allow you to comply with state laws. This will ensure you have coverage if you are at fault in a driving accident while behind the wheel of your classic car.

Many benefits come when you get classic car insurance for your vehicle. Since picking the right classic car insurance policy is so important, you should speak with a professional when you are looking for a new policy. The insurance team at Zenity Insurance can provide you with valuable services to help you get the right policy. Zenity Insurance can help those in San Juan County find a classic car policy that covers the unique risks that come with owning a collectible vehicle.

Request A Quote